For Sellers

Home Projects That Boost Value

Whether you’re planning to move soon or not, it’s smart to be strategic about which home projects you take on. Your time, energy, and money matter – and not all upgrades offer the payoff ...

KCM Crew | May 12, 2025

For Buyers

Why You’ll Want a Home Inspection

Some HighlightsOnce your offer is accepted, an inspector will assess the condition of the house, including things like the roof, foundation, plumbing, and more.That information is incredi...

KCM Crew | May 9, 2025

For Buyers

Why You’ll Want a Home Inspection

Some HighlightsOnce your offer is accepted, an inspector will assess the condition of the house, including things like the roof, foundation, plumbing, and more.That information is incredi...

KCM Crew | May 9, 2025

Mortgage Rates

Housing Market Forecasts for the Second Half of the Year

From rising home prices to mortgage rate swings, the housing market has left a lot of people wondering what’s next – and whether now is really the right time to move. There is one place y...

KCM Crew | May 8, 2025

For Sellers

Why Some Homes Sell Faster Than Others

As you think ahead to your own move, you may have noticed some houses sell within days, while others linger. But why is that? As Redfin says:“. . . today’s housing market has been topsy-t...

KCM Crew | May 7, 2025

Home Prices

Stocks May Be Volatile, but Home Values Aren’t

With all the uncertainty in the economy, the stock market has been bouncing around more than usual. And if you’ve been watching your 401(k) or investments lately, chances are you’ve felt ...

KCM Crew | May 6, 2025

For Buyers

The 20% Down Payment Myth, Debunked

Saving up to buy a home can feel a little intimidating, especially right now. And for many first-time buyers, the idea that you have to put 20% down can feel like a major roadblock.But th...

KCM Crew | May 5, 2025

For Sellers

Your Home Equity Could Make Moving Possible

Some HighlightsThanks to recent home price appreciation, homeowners have near record amounts of equity – and you may too. On average, homeowners have $311K worth of equity.Once you sell, ...

KCM Crew | May 2, 2025

For Buyers

What an Economic Slowdown Could Mean for the Housing Market

Talk about the economy is all over the news, and the odds of a recession are rising this year. That’s leaving a lot of people wondering what it means for the value of their home – and the...

KCM Crew | May 1, 2025

For Buyers

A Tale of Two Housing Markets

For a long time, the housing market was all sunshine for sellers. Homes were flying off the shelves, and buyers had to compete like crazy. But lately, things are starting to shift. Some a...

KCM Crew | April 30, 2025

Foreclosures

Why Today’s Foreclosure Numbers Aren’t a Warning Sign

When it feels like the cost of just about everything is rising, it’s only natural to wonder what that means for the housing market. Some people are even questioning whether more homeowner...

KCM Crew | April 29, 2025

For Buyers

Paused Your Moving Plans? Here’s Why It’s Time To Hit Play Again

It’s not really a surprise that 70% of buyers paused their home search last year. Maybe you were one of them. And if so, no judgment. Conditions just weren’t great.Inventory was too low, ...

KCM Crew | April 28, 2025

For Buyers

You Finally Have More Options for Your Move

Some HighlightsIf you put your home search on hold because you couldn’t find anything you liked in your budget, it’s time to try again. ​There’s a much wider selection of homes for sale, ...

KCM Crew | April 25, 2025

For Buyers

Should I Buy a Home Now or Wait?

At some point, you’ve probably heard the saying: “Yesterday was the best time to buy a home, but the next best time is today.”That’s because homeownership is about the long game – and hom...

KCM Crew | April 24, 2025

For Sellers

What’s Your House Worth Now? The Answer May Surprise You

Let’s talk about something you might not check nearly as often as your bank account – and that’s how much your home is worth. But when it comes to your financial situation, it’s an import...

KCM Crew | April 23, 2025

For Buyers

What You Can Do When Mortgage Rates Are a Moving Target

Have you seen where mortgage rates have been lately? One day they go down a little. The next day, they go back up again. It can feel confusing and even frustrating if you’re trying to dec...

KCM Crew | April 22, 2025

For Buyers

Don’t Miss This Prime Spring Window To Sell Your House

According to Realtor.com, the best week to list your house this year was April 13–19. And since that week has come and gone, you might be wondering: did I miss my chance? Not at all – and...

KCM Crew | April 21, 2025

For Sellers

If the Asking Price Isn’t Compelling, It’s Not Selling

Some HighlightsUnfortunately, a lot of sellers today are setting their asking price too high. That’s leading to an uptick in price cuts.​Some of the most common reasons this is happening ...

KCM Crew | April 18, 2025

For Buyers

Pre-Approval Isn’t Commitment – It’s Clarity

If buying a home is on your radar – even if it’s more of a someday plan than a right now plan – getting pre-approved early is still one of the smartest moves you can make. Why? Because, l...

KCM Crew | April 17, 2025

Home Prices

Do You Think the Housing Market’s About To Crash? Read This First

Lately, it feels like a lot of people have been asking the same question: “Is the housing market about to crash?”If you’ve been scrolling through social media or watching the news, you mi...

KCM Crew | April 16, 2025

For Buyers

Are You Saving Up To Buy a Home? Your Tax Refund Can Help

You’ve been working on your savings and dreaming of that moment when you finally have keys to a place that’s truly yours. What you might not realize is that your tax return could give you...

KCM Crew | April 15, 2025

For Buyers

4 Ways To Make an Offer That Stands Out This Spring

Now that spring is here, more and more buyers are jumping back into the market, and competition is heating up.If you’re serious about landing a home you’ll love, you need more than just a...

KCM Crew | April 14, 2025

Infographics

A Recession Doesn’t Mean a Housing Crisis

Some HighlightsThere’s a lot of talk about a recession lately and how the odds of one are rising. If you’re wondering what that means for the housing market, here’s what the data tells us...

KCM Crew | April 11, 2025

For Buyers

Why You Don't Want To Skip Your Home Inspection

When you finally find the home you want to buy, it’s easy to get caught up in the excitement. You’ve toured the place, imagined your furniture in it, maybe even pictured your morning coff...

KCM Crew | April 10, 2025

Downsize

Does Your Current Home Fit Your Retirement Plans?

Retirement isn’t just a milestone. It's the beginning of something really special. After years of hard work, it’s finally time to slow down, explore new passions, and live life on your ow...

KCM Crew | April 9, 2025

Inventory

The Truth About Newly Built Homes and Today’s Market

Headlines are talking about the inventory of new homes and how we’re back at the levels not seen since 2009. And maybe you’re reading that and thinking: oh no, here we go again. That’s be...

KCM Crew | April 8, 2025

For Buyers

House Hunting Just Got Easier – Here’s Why

If you’ve been frustrated by the lack of homes for sale over the past few years, here’s some good news. You have more options, so it may finally be time to kick off your home search again...

KCM Crew | April 7, 2025

For Buyers

Things To Avoid After You Apply for a Mortgage

Some HighlightsOnce a lender has reviewed your finances as part of the homebuying process, you want to be as consistent as possible. Don’t make any big changes that could affect your mort...

KCM Crew | April 4, 2025

For Sellers

The #1 Thing Sellers Need To Know About Their Asking Price

When you put your house on the market, you want to sell it quickly and for the best price possible; that's generally the goal. But too many sellers are shooting too high right now. They d...

KCM Crew | April 3, 2025

For Buyers

Townhomes: A Smart Solution for Today’s First-Time Buyers

Buying your first home in today’s market can feel tough. Between high home prices and mortgage rates, affordability is still a big challenge. And some buyers are making one simple trade-o...

KCM Crew | April 2, 2025

For Buyers

Here’s What a Recession Could Mean for the Housing Market

Recession talk is all over the news, and the odds of a recession are rising this year. And that leaves people wondering what would happen to the housing market if we do go into a recessio...

KCM Crew | April 1, 2025

For Buyers

Paused Your Moving Plans? Here’s Why It Might Be Time To Hit Play Again

Last year, 70% of buyers abandoned their home search – and maybe you were one of them. It makes sense. Inventory was low, prices were high, and mortgage rates were up and down like a roll...

KCM Crew | March 31, 2025

Infographics

National Housing Trends To Watch

Some HighlightsAt a national level, the housing market has shifted over the past year.There are more homes for sale, price growth has moderated, and homes are taking a little longer to se...

KCM Crew | March 28, 2025

For Buyers

Buyers Have More Negotiation Power – Here’s How To Use It

You may have heard there are more homes for sale right now. And while that’ll vary depending on the market, it means that overall, things are starting to lean in a more balanced direction...

KCM Crew | March 27, 2025

For Buyers

Why Pre-Approval Is More Important Than Ever This Spring

Spring is here, and so is the busiest season in real estate. More buyers are out looking for homes, which means more competition for you. If you want to put yourself in the best position ...

KCM Crew | March 26, 2025

For Sellers

The Best Week To List Your House Is Almost Here – Are You Ready?

If selling your house is on your to-do list this year, the time to start prepping is now. That’s because experts say the best week to list your house is coming up fast.A recent Realtor.co...

KCM Crew | March 25, 2025

For Buyers

4 Things To Expect from the Spring Housing Market

Spring is in full swing, and the housing market is picking up along with it. And if you’ve been wondering whether now is the right time to buy or sell, here’s the inside scoop on why this...

KCM Crew | March 24, 2025

For Buyers

Your Roadmap to Homeownership

Some HighlightsBuying a home isn’t just a transaction – it’s a journey. And like any great adventure, having a solid roadmap makes all the difference. ​From building your dream team to ge...

KCM Crew | March 21, 2025

For Buyers

How Buying or Selling a Home Helps Your Local Economy

Whether you’re buying or selling a house, here’s something to think about that most people don’t. Your decision doesn’t just impact your life and your family’s, it sparks a ripple effect ...

KCM Crew | March 20, 2025

For Buyers

What You Need To Know About Homeowner’s Insurance

Homeowner’s insurance is a must-have to protect what’s probably your biggest investment – your home. And while you never want to think about worst-case scenarios, the right coverage is ba...

KCM Crew | March 19, 2025

For Sellers

Is It Time To Put Your House Back on the Market?

If you took your house off the market in late 2024, you’re not the only one. Newsweek reports that data from CoreLogic and the Wall Street Journal (WSJ) says nearly 73,000 homes were pull...

KCM Crew | March 18, 2025

For Buyers

Rising Inventory Means This Spring Could Be Your Moment

Want to know two reasons this spring might finally be your time to buy? Inventory has grown and sellers may be more willing to negotiate as a result. That means you’ve got more options an...

KCM Crew | March 17, 2025

For Buyers

What You Need To Know About Pre-Approval

Some HighlightsBefore you even start looking at homes, there’s something you should do first – and that’s get pre-approved for your mortgage.Pre-approval is when a lender checks your fina...

KCM Crew | March 14, 2025

For Buyers

Is the Housing Market Starting To Balance Out?

For years, sellers have had the upper hand in the housing market. With so few homes for sale and so many people who wanted to purchase them, buyers faced tough competition just to get an ...

KCM Crew | March 13, 2025

For Buyers

Buying Your First Home? It’s Okay To Feel Nervous

Buying your first home is exciting, but let’s be real – it can also feel overwhelming. It’s a big step, and with that comes plenty of questions. Am I making the right decision? Can I real...

KCM Crew | March 12, 2025

For Buyers

Mortgage Rates Hit Lowest Point So Far This Year

If you’ve been holding off on buying a home because of high mortgage rates, you might want to take another look at the market. That’s because mortgage rates have been trending down lately...

KCM Crew | March 11, 2025

For Buyers

Should I Buy a Home Right Now? Experts Say Prices Are Only Going Up

At one point or another, you’ve probably heard someone say, “Yesterday was the best time to buy a home, but the next best time is today.”That’s because nationally, home values continue to...

KCM Crew | March 10, 2025

For Sellers

Do You Know What Your House Is Really Worth?

Some HighlightsOver the past 5 years, home prices have risen dramatically. If you own a home, that means your house may be worth a lot more than you think. ​Nationally, prices are up near...

KCM Crew | March 7, 2025

Is It a Good Time To Buy a Home?

Are you wondering what’s going on with home prices? Mortgage rates? Or asking yourself if it’s even a good time to buy a home? It’s a big decision—and you don’t have to do it alone. That’...

KCM Crew | March 6, 2025

Is It a Good Time To Buy a Home?

Are you wondering what’s going on with home prices? Mortgage rates? Or asking yourself if it’s even a good time to buy a home? It’s a big decision—and you don’t have to do it alone. That’...

KCM Crew | March 6, 2025

5 Spring Home Maintenance Tasks You Don’t Want To Forget

Spring is a season of renewal, and as a homeowner, it’s easy to get swept up in the day-to-day of life. But maintaining your home is an important part of protecting the long-term value of...

KCM Crew | March 6, 2025

Preapproval Is the Homebuying Step You Can’t Afford to Skip

There’s one essential step in the homebuying process you may not know a whole lot about, and that’s preapproval. Here’s a rundown on what it is and why it’s so important to take care of b...

KCM Crew | March 6, 2025

Pre-Approval Is the Homebuying Step You Can’t Afford To Skip

There’s one essential step in the homebuying process you may not know a whole lot about, and that’s pre-approval. Here’s a rundown on what it is and why it’s so important to take care of ...

KCM Crew | March 6, 2025

We Are Testing Production Newsletter

After several years of rising home prices and volatile mortgage rates, it looks like the housing market will start to head in a more normal direction in 2025 – at least according to the l...

KCM Crew | March 6, 2025

Why the Average Homeowner Has $319K in Equity

If you already own a home, have you ever stopped to think about how much wealth you’ve built up just from being a homeowner? As home values rise, so does your net worth. And, if you’ve be...

KCM Crew | March 6, 2025

The Latest Expert Forecasts for the 2025 Housing Market

After several years of rising home prices and volatile mortgage rates, it looks like the housing market will start to head in a more normal direction in 2025 – at least according to the l...

KCM Crew | March 6, 2025

For Buyers

Headed Back Into the Office? You May Decide To Move

It’s no secret that remote work has surged over the last few years. And that flexibility gave a lot of people the freedom to move — and work — from wherever they wanted.But now, a growing...

KCM Crew | March 6, 2025

For Sellers

Why a Pre-Listing Inspection May Be Worth It in Today’s Market

Selling a house comes with a lot of moving pieces, and the last thing you want is a deal falling apart over unexpected repairs uncovered during the buyer’s inspection. That’s why it pays ...

KCM Crew | March 5, 2025

For Sellers

More Buyers Are Making Moves — Is It Time To Sell?

More people are taking steps to buy a home. And, if you’ve been waiting for the right time to move, this may be the sign you’ve been looking for.For the past few years, a lot of would-be ...

KCM Crew | March 4, 2025

For Buyers

Is a Newly Built Home Right for You? The Pros and Cons

When searching for a home, you don’t want to skip over new builds as an option. Right now, there are more newly built homes to choose from than there would normally be in the market. And ...

KCM Crew | March 3, 2025

For Buyers

Is It Better To Rent or Buy a Home Today?

Some HighlightsA study shows that 70% of prospective buyers fear the long-term consequences of renting. And here’s why.​Rent usually rises over time and that can make it harder to save up...

KCM Crew | February 28, 2025

For Sellers

Do You Know How Much Your Home Is Worth?

Over the past few years, you’ve probably seen a whole lot of headlines about how home prices keep going up. But have you ever stopped to think about what that actually means for your home...

KCM Crew | February 27, 2025

For Buyers

Is an Accessory Dwelling Unit Right for You? Here’s What To Know

Are you having a hard time finding the right home in your budget? Or maybe you already own a home but could use some extra income or a designated space for aging loved ones. Either way, a...

KCM Crew | February 26, 2025

Inventory

Are Investors Actually Buying Up All the Homes?

Are you trying to buy a home but you feel like you’re up against deep-pocketed Wall Street investors snatching up everything in sight? Many people believe mega investors are driving up pr...

KCM Crew | February 25, 2025

Mortgage Rates

How To Buy a Home Without Waiting for Lower Rates

Many people are hoping mortgage rates will come down before they buy a home. But will that actually happen? According to the latest forecasts, experts say rates will decline, but not by a...

KCM Crew | February 24, 2025

For Sellers

Should I Update My House Before I Sell It?

Some HighlightsWith more homes for sale and buyers being more selective, it’s smart to make strategic updates.​ But how do you decide what’s worth doing? ​You lean on an agent.An agent wi...

KCM Crew | February 21, 2025

For Sellers

Seller Concessions: A Smart Strategy To Get Your House Sold

For the past few years, it’s been mostly a seller’s market. But dynamics are shifting as the number of homes for sale grows. And that means that the market is balancing out a bit. As a re...

KCM Crew | February 20, 2025

For Buyers

The Return to Urban Living — Why More People Are Moving Back to Cities

After years of suburban and rural migration during the pandemic, cities have been making a comeback in the past couple of years. According to the National Association of Realtors (NAR), t...

KCM Crew | February 19, 2025

Home Prices

Buying a Home May Help Shield You from Inflation

It feels like everything is getting more expensive these days. That’s because inflation has remained higher than normal for longer than expected – and that’s impacting the costs of goods,...

KCM Crew | February 18, 2025

For Sellers

Are You Asking Yourself These Questions About Selling Your House?

Some homeowners hesitate to sell because they’ve got unanswered questions that hold them back. But a lot of times their concerns are based on misconceptions, not facts. And if they’d just...

KCM Crew | February 17, 2025

For Buyers

Why You’ll Love Owning a Home

Some HighlightsOwning a home comes with many benefits, both non-financial and financial.From the sense of accomplishment and freedom of expression, to growing your net worth, it’s easy to...

KCM Crew | February 14, 2025

For Sellers

The Secret To Selling This Spring: Start the Prep Work Now

Spring is the busiest season in the housing market. It’s the time of year when buyers are most active – that means it’s when homes sell faster and for top dollar. If you’ve already got a ...

KCM Crew | February 13, 2025

For Buyers

Breaking Into the Market: Smart Moves for First-Time Buyers

If you’re like a lot of aspiring homebuyers, there’s a major hurdle standing in your way — the cost of living. From groceries to gas, eggs, and just about everything else, prices have gon...

KCM Crew | February 12, 2025

For Buyers

A Record Percent of Buyers Are Planning To Move in 2025 – Are You?

This could be the year to sell your house – and here’s why. According to a recent NerdWallet survey, 15% of people are planning to buy a home this year. That’s actually a record high for ...

KCM Crew | February 11, 2025

For Buyers

Home Price Growth Is Moderating – Here’s Why That’s Good for You

Over the past few years, home prices skyrocketed. That’s been frustrating for buyers, leaving many wondering if they’d ever get a shot at owning a home. But here’s some welcome news: that...

KCM Crew | February 10, 2025

For Buyers

Why Buying a Home Now Is Your Winning Play

Some HighlightsYou may be sitting on the sidelines wondering if it’s better to buy now or wait. But buying before the spring rush may be a game-changing decision.​Moving this winter can g...

KCM Crew | February 7, 2025

For Buyers

The Perks of Buying a Fixer-Upper

There’s no denying affordability is tough right now. But that doesn’t mean you have to put your plans to buy a home on the back burner.If you’re willing to roll up your sleeves (or hire s...

KCM Crew | February 6, 2025

For Sellers

The 3 Biggest Mistakes Sellers Are Making Right Now

If you want to sell your house, having the right strategies and expectations is key. But some sellers haven’t adjusted to where the market is today. They’re not factoring in that there ar...

KCM Crew | February 5, 2025

For Buyers

Buyer Bright Spot: There Are More Homes on the Market

The past few years have been challenging for homebuyers, especially with higher home prices and mortgage rates. And if you’re trying to buy a home, it’s easy to worry you won’t be able to...

KCM Crew | February 4, 2025

For Buyers

The Real Benefits of Buying a Home This Year

Have you been wondering whether you should keep renting or finally make the leap into homeownership? It’s a big decision, and let’s be real — renting can feel like the easier option, espe...

KCM Crew | February 3, 2025

Infographics

Time in the Market Beats Trying To Time the Market

Some HighlightsAre you torn between whether to buy a home now or wait? Consider this.Forecasts show prices will climb for ​at least the next 5 years. If you wait, the price of a home will...

KCM Crew | January 31, 2025

For Sellers

The Secret To Selling? Using an Agent To Get Your House Noticed

In a recent survey, the National Association of Realtors (NAR) asked sellers what they want most from a real estate agent. The number one answer was to help market their house.It makes se...

KCM Crew | January 30, 2025

For Buyers

Two Resources That Can Help You Buy a Home Right Now

A recent report from Realtor.com says 20% of Americans don’t think homeownership is achievable. Maybe you feel the same way. With inflation driving up day-to-day expenses, saving enough t...

KCM Crew | January 29, 2025

Home Prices

How Home Equity Can Help Fuel Your Retirement

If retirement is on the horizon, now’s the time to start thinking about your next chapter. And you probably want to make sure you’re set up to feel comfortable financially to live the lif...

KCM Crew | January 28, 2025

For Buyers

3 Reasons To Buy a Home Before Spring

Let’s face it — buying a home can feel like a challenge with today’s mortgage rates. You might even be thinking, “Should I just wait until spring when more homes hit the market and rates ...

KCM Crew | January 27, 2025

For Sellers

What To Do If Your House Didn’t Sell

Some HighlightsLast year, as many as 1 in 3 sellers took their home off the market because it wasn’t selling.If this happened to you too, you don’t need to be embarrassed. What you need a...

KCM Crew | January 24, 2025

For Buyers

Smaller Homes, Bigger Opportunities: The Homebuilder Trend Buyers Love

It’s no secret that affordability is tough with where mortgage rates and home prices are right now. And that may have you worried about how you’ll be able to buy a home. But, if you don’t...

KCM Crew | January 23, 2025

For Sellers

If Your House’s Price Is Not Compelling, It’s Not Selling

There’s one big mistake you need to avoid when you sell your house this year: setting your price too high. It might seem like overpricing gives you room to negotiate or could really boost...

KCM Crew | January 22, 2025

For Buyers

Why More People Are Buying Multi-Generational Homes Today

Today, 17% of homebuyers are choosing multi-generational homes — that’s when you buy a house with your parents, adult children, or even distant relatives. What makes that noteworthy is th...

KCM Crew | January 21, 2025

For Buyers

When Is the Perfect Time To Move?

It’s easy to get caught up in the idea of waiting for the perfect moment to make your move – especially in today’s market. Maybe you’re holding out and hoping mortgage rates will drop, or...

KCM Crew | January 20, 2025

Infographics

2025 Housing Market Forecasts

Some HighlightsWondering what to expect when you buy or sell a home this year? Here’s what the experts say lies ahead.Mortgage rates are projected to come down slightly. Home prices are f...

KCM Crew | January 17, 2025

For Buyers

One Homebuying Step You Don’t Want To Skip: Pre-Approval

There’s one essential step in the homebuying process you may not know a whole lot about and that’s pre-approval. Here’s a rundown of what it is and why it’s so important right now.What Is...

KCM Crew | January 16, 2025

For Sellers

Roughly 11,000 Homes Will Sell Today – Will Yours Be One of Them?

Are you hesitant to sell your house because you’re worried no one’s buying with rates and prices where they are right now? Here’s some perspective that can help.The market actually isn’t ...

KCM Crew | January 15, 2025

For Buyers

The Truth About Credit Scores and Buying a Home

Your credit score plays a big role in the homebuying process. It’s one of the key factors lenders look at to determine which loan options you qualify for and what your terms might be. But...

KCM Crew | January 14, 2025

Home Prices

How Much Home Equity Have You Gained? The Answer Might Surprise You

Have you ever stopped to think about how much wealth you’ve built up just from being a homeowner? As home values rise, so does your net worth. And, if you’ve been in your house for a few ...

KCM Crew | January 13, 2025

Infographics

How Mortgage Rates Affect Your Monthly Payment

Some HighlightsExperts say rates will come down slightly in the year ahead – but some volatility is expected. So, you shouldn't try to time the market.Instead, it's better to focus on how...

KCM Crew | January 10, 2025

For Buyers

What To Save for When Buying a Home

Knowing what to budget for when buying a home may feel intimidating — but it doesn’t have to be. By understanding the costs you may encounter upfront, you can take control of the process....

KCM Crew | January 9, 2025

For Sellers

Mortgage Forbearance: A Helpful Option for Homeowners Facing Challenges

Let’s face it – life can throw some curveballs. Whether it’s a job loss, unexpected bills, or a natural disaster, financial struggles can happen to anyone. But here’s the good news. If yo...

KCM Crew | January 8, 2025

For Buyers

Expert Forecasts for the 2025 Housing Market

Wondering what’s in store for the housing market this year? And more specifically, what it all means for you if you plan to buy or sell a home? The best way to get that information is to ...

KCM Crew | January 7, 2025

For Buyers

Time in the Market Beats Timing the Market

Trying to decide whether it makes more sense to buy a home now or wait? There’s a lot to consider, from what’s happening in the market to your changing needs. But generally speaking, aimi...

KCM Crew | January 6, 2025